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Satisfaction or release in Gulf Shores, Alabama

A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Gulf Shores, satisfactions and releases are recorded with the Baldwin County Probate Judge, and a HeritageDeed title search lists them for the property.

How Gulf Shores records it

In Alabama, deeds, mortgages and their releases are recorded with the county Probate Judge. An unrecorded conveyance is void against a purchaser for value or a judgment creditor without notice (Ala. Code § 35-4-90), so the instrument counts from the time it is filed for record.

A satisfied Alabama mortgage should be released of record; a mortgage with no recorded satisfaction or release is treated as still of record.

What it means for a buyer or bidder

Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.

Yes. The Gulf Shores report covers: The vesting deed, then deeds, mortgages, releases, assignments and modifications recorded with the Probate Judge; Each mortgage's recorded release or satisfaction.

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