Mortgage in Hot Springs, Arkansas
A mortgage pledges the property as security for a loan. Recorded, it is a lien that comes ahead of later liens and stays on the title until a satisfaction or release is recorded. In Hot Springs, mortgages are recorded with the Garland County Circuit Clerk, and a HeritageDeed title search lists them for the property.
How Hot Springs records it
In Arkansas, deeds and mortgages are recorded with the county circuit clerk, who serves as the county recorder.
What it means for a buyer or bidder
A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.
Does a title search find it in Hot Springs?
Yes. The Hot Springs report covers: Deeds, mortgages, releases and liens recorded with the Garland County Circuit Clerk, searched by the owners' names.
More about Hot Springs records
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