Mortgage in Dover, Delaware
A mortgage pledges the property as security for a loan. Recorded, it is a lien that comes ahead of later liens and stays on the title until a satisfaction or release is recorded. In Dover, mortgages are recorded with the Kent County Recorder of Deeds, and a HeritageDeed title search lists them for the property.
How Dover records it
In Delaware, deeds and mortgages are recorded with the county Recorder of Deeds; a recorded instrument gives notice from the time it is recorded.
A paid Delaware mortgage is discharged by a recorded satisfaction; a mortgage with none recorded is treated as still of record.
What it means for a buyer or bidder
A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.
Does a title search find it in Dover?
Yes. The Dover report covers: Deeds, mortgages, releases, assignments and liens indexed under the owner's name with the Kent County Recorder of Deeds; Each mortgage matched to its recorded release or satisfaction where the index cross-references them.
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