How to find out if a property in Duval County, FL has a mortgage

A home loan in Florida is usually secured by a mortgage, recorded with the Duval County Clerk of the Circuit Court; it stays a lien of record until a satisfaction or release is recorded, which Florida law requires within 60 days after the loan is paid in full (or paid under an estoppel letter) (Fla. Stat. § 701.04(2)). A HeritageDeed report does this for one address in Duval County: $49, usually within minutes, with the source of every finding.

Search a Duval County property, $49

Step by step in Duval County

1. 1

   Find each mortgage

   Search the Duval County Clerk of the Circuit Court index under each owner's name for mortgages recorded since they took title.

2. 2

   Match the satisfaction or release

   For each one, look for a recorded satisfaction or release that refers to it by document number or book and page. Florida gives the lender 60 days after the loan is paid in full (or paid under an estoppel letter) (Fla. Stat. § 701.04(2)).

3. 3

   Treat the unmatched as open

   A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.

4. 4

   Or order the report

   A HeritageDeed report runs these searches for one Duval County address and lists every finding with its source, $49, usually within minutes.

What Duval County records show

A real Duval County report

We ran this search on the Wells Fargo Center Jacksonville (1 Independent Dr, Jacksonville, FL 32202): 1 deed, 0 open mortgages, 0 recorded liens. See the Duval County sample report.

What the report checks in Duval County

• Official records of the Clerk of the Circuit Court: deeds, mortgages, satisfactions, liens and lis pendens

Questions

More about Duval County property records

• Check for liens
• Find the owner
• Search deeds
• Title search cost
• Before the auction
• Duval County title search guide