Mortgage in Okaloosa County, Florida
A mortgage pledges the property as security for a loan. Recorded, it is a lien that comes ahead of later liens and stays on the title until a satisfaction or release is recorded. In Okaloosa County, mortgages are recorded with the Okaloosa County Clerk of the Circuit Court, and a HeritageDeed title search lists them for the property.
How Okaloosa County records it
In Florida, deeds, mortgages, liens and other land records are kept in the Official Records of the Clerk of the Circuit Court in each county.
What it means for a buyer or bidder
A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.
Does a title search find it in Okaloosa County?
Yes. The Okaloosa County report covers: Official records of the Clerk of the Circuit Court: deeds, mortgages, satisfactions, liens and lis pendens.
More about Okaloosa County records
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