How to find out if a property in Oahu, HI has a mortgage
A home loan in Hawaii is usually secured by a mortgage, recorded with the State of Hawaii Bureau of Conveyances; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Oahu: $49, usually within minutes, with the source of every finding.
Step by step in Oahu
- 1
Find each mortgage
Search the State of Hawaii Bureau of Conveyances index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Oahu address and lists every finding with its source, $49, usually within minutes.
What Oahu records show
A deed or mortgage is effective against later purchasers and creditors from its recording or registration, so the order of recording decides priority.
What the report checks in Oahu
- Deeds, mortgages, releases, assignments and other documents the Bureau has indexed to the parcel, in both recording systems
- Each mortgage matched to its release where the index cross-references them
Questions
What does a HeritageDeed search in Oahu not cover?
The Bureau's online index covers documents recorded from 1976; earlier instruments are not searched.
Is this title insurance?
No. It is a search of the public record for one Oahu property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Oahu property records
Check the title of a Oahu property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.