How much does a title search cost in Houghton Lake, MI
A HeritageDeed title search in Houghton Lake (Roscommon County) costs $49: the owner of record, deeds, mortgages matched to their releases, liens and tax status from the Roscommon County Register of Deeds and county records, usually within minutes. Traditional title search firms quote about $100 to $400 for a comparable search.
About Houghton Lake: The county seat of Roscommon County is Roscommon. Roscommon County borders Clare, Crawford, Gladwin, Kalkaska, Missaukee, Ogemaw and Oscoda counties. Roscommon County has about 23,213 housing units, 85.4% of the occupied ones owner-occupied. Last verified November 9, 2026.
Search a Houghton Lake property, $49
Step by step in Houghton Lake
- 1
Decide what you need
A current owner search (owner, deeds, open loans, liens, tax) answers most buyer and investor questions; a lender closing needs a title insurance commitment instead.
- 2
Search it yourself or order it
The Roscommon County Register of Deeds index is public; matching every mortgage to its satisfaction or release and checking the courts takes time. A HeritageDeed report does it for $49.
What Houghton Lake records show
The Register of Deeds indexes each document under its parties' names and cross-references a discharge to the mortgage it discharges.
What the report checks in Houghton Lake
- Owner of record, parcel number and situs address from Roscommon County's parcel records
- Deeds, mortgages, discharges, assignments, land contracts and liens indexed under the owner's name with the Register of Deeds
- Mortgages matched to discharges by the Register's cross-references; earlier owners' loans set apart
- Federal court records matched to the owner
- Flood zone and federal environmental sites near the parcel
Not covered here
- Documents are tied to the property by their legal description or address; any tied only by the owner's name are marked.
- Judgments and court cases that are not recorded with the Register of Deeds are not searched.
- Loan amounts are shown only where the index states them, and delinquent property taxes (County Treasurer) are not searched.
Questions
What does a HeritageDeed search in Houghton Lake not cover?
Documents are tied to the property by their legal description or address; any tied only by the owner's name are marked.
Is this title insurance?
No. It is a search of the public record for one Houghton Lake property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Houghton Lake property records
- Check for liens
- Find the owner
- Search deeds
- Check for a loan
- Property taxes
- Houghton Lake title search guide
Check the title of a Houghton Lake property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.