How to find out if a property in Detroit, MI has a mortgage
A home loan in Michigan is usually secured by a mortgage, recorded with the Wayne County Register of Deeds; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Detroit: $49, usually within minutes, with the source of every finding.
About Detroit: The county seat of Wayne County is Detroit. Wayne County borders Macomb, Monroe, Oakland and Washtenaw counties. Wayne County has about 801,083 housing units, 64.8% of the occupied ones owner-occupied. Last verified November 9, 2026.
Search a Detroit property, $49
Step by step in Detroit
- 1
Find each mortgage
Search the Wayne County Register of Deeds index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Detroit address and lists every finding with its source, $49, usually within minutes.
What Detroit records show
Deeds, mortgages, discharges, land contracts and liens are recorded with the Wayne County Register of Deeds.
The Register of Deeds indexes each document under its parties' names and cross-references a discharge to the mortgage it discharges.
What the report checks in Detroit
- Deeds, mortgages, discharges, assignments, land contracts and liens indexed under the owner's name with the Register of Deeds
- Mortgages matched to discharges by the Register's cross-references; earlier owners' loans set apart
Questions
What does a HeritageDeed search in Detroit not cover?
Documents are tied to the property by their legal description or address; any tied only by the owner's name are marked.
Is this title insurance?
No. It is a search of the public record for one Detroit property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Detroit property records
Check the title of a Detroit property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.