Deed of trust in Macon County, North Carolina
A deed of trust secures a home loan by conveying title to a trustee, who can sell the property if the borrower defaults. It is the usual loan document in this state and is recorded like a deed. In Macon County, deeds of trust are recorded with the Macon County Register of Deeds, and a HeritageDeed title search lists them for the property.
How Macon County records it
A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.
What it means for a buyer or bidder
A deed of trust stays a lien of record until a release, reconveyance or satisfaction is recorded for it.
Does a title search find it in Macon County?
Yes. The Macon County report covers: Deeds, deeds of trust, satisfactions, assignments, plats and other documents indexed under the owner's name with the Register of Deeds; Each deed of trust matched to its satisfaction where the index cross-references them.
More about Macon County records
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