How to find out if a property in Richmond County, NC has a deed of trust
A home loan in North Carolina is usually secured by a deed of trust, recorded with the Richmond County Register of Deeds; it stays a lien of record until a satisfaction is recorded, which North Carolina law requires within 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). A HeritageDeed report does this for one address in Richmond County: $49, usually within minutes, with the source of every finding.
About Richmond County: The county seat of Richmond County is Rockingham. Richmond County borders Anson, Hoke, Montgomery, Moore, Scotland and Stanly counties, and across the state line Chesterfield County, SC and Marlboro County, SC. Richmond County has about 19,893 housing units, 65.9% of the occupied ones owner-occupied. Last verified November 9, 2026.
Search a Richmond County property, $49
Step by step in Richmond County
- 1
Find each deed of trust
Search the Richmond County Register of Deeds index under each owner's name for deeds of trust recorded since they took title.
- 2
Match the satisfaction
For each one, look for a recorded satisfaction that refers to it by document number or book and page. North Carolina gives the lender 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9).
- 3
Treat the unmatched as open
A deed of trust with no satisfaction of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Richmond County address and lists every finding with its source, $49, usually within minutes.
What Richmond County records show
A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.
New York City recordings, Nov 1, 2025 to Oct 31, 2026
- 53,153deeds recorded
- 42,369mortgages recorded
- 37,439satisfactions recorded
- 24,238assignments recorded
Counted from official records, refreshed nightly.
A real Richmond County report
We ran this search on the Staten Island Mall (2655 Richmond Ave, Staten Island, NY 10314): 7 deeds, 1 open deed of trust, 0 recorded liens. See the Richmond County sample report.
What the report checks in Richmond County
- Deeds, deeds of trust, satisfactions, assignments, plats and other documents indexed under the owner's name with the Register of Deeds
- Each deed of trust matched to its satisfaction where the index cross-references them
Questions
How long does a lender have to record a satisfaction in North Carolina?
30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). Statutory duty to submit the satisfaction for recording.
What does a HeritageDeed search in Richmond County not cover?
The Register's index is searched by the owner's name; documents are tied to the property by their description, and any tied only by the name are marked.
Is this title insurance?
No. It is a search of the public record for one Richmond County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Richmond County property records
- Check for liens
- Find the owner
- Search deeds
- Property taxes
- Title search cost
- Richmond County title search guide
Check the title of a Richmond County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.