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How to find out if a property in Robeson County, NC has a deed of trust

A home loan in North Carolina is usually secured by a deed of trust, recorded with the Robeson County Register of Deeds; it stays a lien of record until a satisfaction is recorded, which North Carolina law requires within 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). A HeritageDeed report does this for one address in Robeson County: $49, usually within minutes, with the source of every finding.

Search a Robeson County property, $49

Step by step in Robeson County

  1. 1

    Find each deed of trust

    Search the Robeson County Register of Deeds index under each owner's name for deeds of trust recorded since they took title.

  2. 2

    Match the satisfaction

    For each one, look for a recorded satisfaction that refers to it by document number or book and page. North Carolina gives the lender 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9).

  3. 3

    Treat the unmatched as open

    A deed of trust with no satisfaction of record is still a lien until the lender records one, even when the loan was paid.

  4. 4

    Or order the report

    A HeritageDeed report runs these searches for one Robeson County address and lists every finding with its source, $49, usually within minutes.

What Robeson County records show

A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.

What the report checks in Robeson County

Questions

How long does a lender have to record a satisfaction in North Carolina?

30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). Statutory duty to submit the satisfaction for recording.

What does a HeritageDeed search in Robeson County not cover?

The Register's index is searched by the owner's name; documents are tied to the property by their description, and any tied only by the name are marked.

Is this title insurance?

No. It is a search of the public record for one Robeson County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.

More about Robeson County property records

Check the title of a Robeson County property

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