How to find out if a property in Transylvania County, NC has a deed of trust

A home loan in North Carolina is usually secured by a deed of trust, recorded with the Transylvania County Register of Deeds; it stays a lien of record until a satisfaction is recorded, which North Carolina law requires within 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). A HeritageDeed report does this for one address in Transylvania County: $49, usually within minutes, with the source of every finding.

Search a Transylvania County property, $49

Step by step in Transylvania County

1. 1

   Find each deed of trust

   Search the Transylvania County Register of Deeds index under each owner's name for deeds of trust recorded since they took title.

2. 2

   Match the satisfaction

   For each one, look for a recorded satisfaction that refers to it by document number or book and page. North Carolina gives the lender 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9).

3. 3

   Treat the unmatched as open

   A deed of trust with no satisfaction of record is still a lien until the lender records one, even when the loan was paid.

4. 4

   Or order the report

   A HeritageDeed report runs these searches for one Transylvania County address and lists every finding with its source, $49, usually within minutes.

What Transylvania County records show

What the report checks in Transylvania County

• Deeds, deeds of trust, satisfactions, assignments, plats and other documents indexed under the owner's name with the Register of Deeds
• Each deed of trust matched to its satisfaction where the index cross-references them

Questions

More about Transylvania County property records

• Check for liens
• Find the owner
• Search deeds
• Property taxes
• Title search cost
• Transylvania County title search guide