How to find out if a property in Reading, PA has a mortgage

A home loan in Pennsylvania is usually secured by a mortgage, recorded with the Berks County Recorder of Deeds; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Reading: $49, usually within minutes, with the source of every finding.

Search a Reading property, $49

Step by step in Reading

1
Find each mortgage
Search the Berks County Recorder of Deeds index under each owner's name for mortgages recorded since they took title.
2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
4
Or order the report
A HeritageDeed report runs these searches for one Reading address and lists every finding with its source, $49, usually within minutes.

What Reading records show

Deeds, mortgages and satisfactions are recorded with the Berks County Recorder of Deeds.

What the report checks in Reading

Deeds, mortgages, satisfactions and assignments recorded with the Recorder of Deeds, tied to the property by parcel number or by lot within its municipality

Questions

What does a HeritageDeed search in Reading not cover?

Judgments and the tax and municipal liens filed with the Prothonotary are not searched.

Is this title insurance?

No. It is a search of the public record for one Reading property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.