How to find out if a property in Lancaster County, PA has a mortgage
A home loan in Pennsylvania is usually secured by a mortgage, recorded with the Lancaster County Recorder of Deeds; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Lancaster County: $49, usually within minutes, with the source of every finding.
Search a Lancaster County property, $49
Step by step in Lancaster County
- 1
Find each mortgage
Search the Lancaster County Recorder of Deeds index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Lancaster County address and lists every finding with its source, $49, usually within minutes.
What Lancaster County records show
Deeds, mortgages and satisfactions are recorded with the Lancaster County Recorder of Deeds, whose records are certified from May 10, 1729.
In the Recorder's records a deed carries the parcel number; a mortgage usually names only the municipality and the street address.
Older satisfaction pieces cite the book and page of the mortgage they satisfy; those recorded since about 2001 carry no such reference.
A real Lancaster County report
We ran this search on the Lancaster County Courthouse (50 N Duke St, Lancaster, PA 17602): 0 deeds, 0 open mortgages, 0 recorded liens. See the Lancaster County sample report.
What the report checks in Lancaster County
- Deeds, mortgages, satisfactions and assignments recorded with the Recorder of Deeds, tied to the property by parcel number or street address
Not covered here
- Where a satisfaction cannot be tied to its mortgage by a reference, the report says when a pairing is not certain.
Questions
What does a HeritageDeed search in Lancaster County not cover?
Judgments and the tax and municipal liens filed with the Prothonotary are not searched.
Is this title insurance?
No. It is a search of the public record for one Lancaster County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Lancaster County property records
- Find the owner
- Search deeds
- Property taxes
- Title search cost
- Before the auction
- Lancaster County title search guide
Check the title of a Lancaster County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.