Satisfaction or release in Provo, Utah

The Utah County Recorder keeps an abstract (tract index) for each parcel serial number: the documents recorded against the parcel are listed together, and a reconveyance or release is tied to the deed of trust it releases.

Home loans in the Recorder's abstracts are almost all deeds of trust (trust deeds), released by a reconveyance. A secured lender that fails to release the security interest within 90 days after the final payment is liable to the owner (Utah Code 57-1-38), so a deed of trust with no release of record is still of record.

Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.

Yes. The Provo report covers: Every document in the Recorder's abstract for the parcel: deeds, deeds of trust with their recorded amounts, reconveyances, assignments and substitutions of trustee; Each deed of trust's reconveyance.

Not covered: Deeds of trust are attributed to the current owner from the date the owner acquired the parcel; earlier owners' loans with no release tied to them are listed separately as presumed paid at the sale.