How to check for liens on a property in Clay County, FL
In Clay County, liens and lis pendens recorded against a property are in the Clay County Clerk of the Circuit Court index, searched by the owner's name and the property. Each mortgage also needs a recorded satisfaction or release to be off the title. A HeritageDeed report does this for one address in Clay County: $49, usually within minutes, with the source of every finding.
About Clay County: The county seat of Clay County is Green Cove Springs. Clay County borders Baker, Bradford, Duval, Putnam and St. Johns counties. Clay County has about 88,969 housing units, 75.9% of the occupied ones owner-occupied. Last verified November 9, 2026.
Search a Clay County property, $49
Step by step in Clay County
- 1
Identify the parcel
Find the owner of record and the parcel number in the Clay County Property Appraiser records: liens are indexed against the owner's name and the property.
- 2
Search the recorded liens
Search the Clay County Clerk of the Circuit Court index under the owner's name and the property for liens, lis pendens and other notices.
- 3
Check every mortgage
A mortgage with no recorded satisfaction or release is still a lien of record; Florida gives the lender 60 days after the loan is paid in full (or paid under an estoppel letter) (Fla. Stat. § 701.04(2)).
- 4
Or order the report
A HeritageDeed report runs these searches for one Clay County address and lists every finding with its source, $49, usually within minutes.
What Clay County records show
In Florida, deeds, mortgages, liens and other land records are kept in the Official Records of the Clerk of the Circuit Court in each county.
A real Clay County report
We ran this search on the Clay County Courthouse (825 N Orange Ave, Green Cove Springs, FL 32043): 0 deeds, 0 open mortgages, 0 recorded liens. See the Clay County sample report.
What the report checks in Clay County
- Official records of the Clerk of the Circuit Court: deeds, mortgages, satisfactions, liens and lis pendens
- Florida court records and federal court records matched to the owner
Questions
How long does a lender have to record a satisfaction or release in Florida?
60 days after the loan is paid in full (or paid under an estoppel letter) (Fla. Stat. § 701.04(2)). Statutory duty to execute and record the satisfaction.
What does a HeritageDeed search in Clay County not cover?
Documents recorded before the clerk's electronic records begin may need an in-person search.
Is this title insurance?
No. It is a search of the public record for one Clay County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Clay County property records
Check the title of a Clay County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.