How to find out if a property in Erie County, NY has a mortgage
A home loan in New York is usually secured by a mortgage, recorded with the Erie County Clerk; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Erie County: $49, usually within minutes, with the source of every finding.
Search a Erie County property, $49
Step by step in Erie County
- 1
Find each mortgage
Search the Erie County Clerk index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Erie County address and lists every finding with its source, $49, usually within minutes.
A real Erie County report
We ran this search on the Seneca One Tower (1 Seneca St, Buffalo, NY 14203): 0 deeds, 0 open mortgages, 0 recorded liens. See the Erie County sample report.
What the report checks in Erie County
- Deeds, mortgages, satisfactions and liens recorded with the Erie County Clerk
Questions
What does a HeritageDeed search in Erie County not cover?
Erie County does not publish the city agency data (housing and building violations) that New York City does, so those sections are not part of an Erie report.
Is this title insurance?
No. It is a search of the public record for one Erie County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Erie County property records
Check the title of a Erie County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.