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How to find out if a property in Livingston County, NY has a mortgage

A home loan in New York is usually secured by a mortgage, recorded with the Livingston County Clerk; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Livingston County: $49, usually within minutes, with the source of every finding.

Search a Livingston County property, $49

Step by step in Livingston County

  1. 1

    Find each mortgage

    Search the Livingston County Clerk index under each owner's name for mortgages recorded since they took title.

  2. 2

    Match the satisfaction or release

    For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.

  3. 3

    Treat the unmatched as open

    A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.

  4. 4

    Or order the report

    A HeritageDeed report runs these searches for one Livingston County address and lists every finding with its source, $49, usually within minutes.

What the report checks in Livingston County

Questions

What does a HeritageDeed search in Livingston County not cover?

Livingston County does not publish the city-agency data (housing and building violations) that New York City does, so those sections are not part of a Livingston report.

Is this title insurance?

No. It is a search of the public record for one Livingston County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.

More about Livingston County property records

Check the title of a Livingston County property

AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.