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Mortgage in Manhattan, New York

A mortgage pledges the property as security for a loan. Recorded, it is a lien that comes ahead of later liens and stays on the title until a satisfaction or release is recorded. In Manhattan, mortgages are recorded with the NYC Department of Finance, Office of the City Register, and a HeritageDeed title search lists them for the property. 4,145 were recorded in New York City in September 2026.

What it means for a buyer or bidder

A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.

How many are recorded

4,145 in September 2026 and 46,288 over the twelve months to then, citywide. What else was recorded that month.

Yes. The Manhattan report covers: Deeds, mortgages, satisfactions, assignments and UCC fixture filings recorded with the City Register.

More about Manhattan records

Search a Manhattan property's records

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