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UCC fixture filing in Queens, New York

A UCC fixture filing is a financing statement recorded in the land records for goods attached to the property, such as solar panels, HVAC systems or water heaters bought on credit. In Queens, UCC fixture filings are recorded with the NYC Department of Finance, Office of the City Register, and a HeritageDeed title search lists them for the property.

What it means for a buyer or bidder

A fixture filing can give a creditor rights in equipment attached to the house; it shows up as an encumbrance until it is terminated.

Yes. The Queens report covers: Deeds, mortgages, satisfactions, assignments and UCC fixture filings recorded with the City Register.

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