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UCC fixture filing in Staten Island, New York

A UCC fixture filing is a financing statement recorded in the land records for goods attached to the property, such as solar panels, HVAC systems or water heaters bought on credit. In Staten Island, UCC fixture filings are recorded with the Richmond County Clerk, and a HeritageDeed title search lists them for the property.

What it means for a buyer or bidder

A fixture filing can give a creditor rights in equipment attached to the house; it shows up as an encumbrance until it is terminated.

Yes. The Staten Island report covers: Deeds, mortgages, satisfactions, assignments, consolidation agreements, liens and fixture filings recorded with the Richmond County Clerk, combined with City Register records.

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