How to find out if a property in Staten Island, NY has a mortgage
A home loan in New York is usually secured by a mortgage, recorded with the Richmond County Clerk; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Staten Island: $49, usually within minutes, with the source of every finding.
Search a Staten Island property, $49
Step by step in Staten Island
- 1
Find each mortgage
Search the Richmond County Clerk index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Staten Island address and lists every finding with its source, $49, usually within minutes.
What Staten Island records show
The City Register holds far fewer Staten Island property records than it does for the other boroughs, while the County Clerk's records hold the deeds, mortgages and satisfactions.
New York City recordings, Oct 1, 2025 to Sep 30, 2026
- 58,106deeds recorded
- 46,288mortgages recorded
- 41,299satisfactions recorded
- 26,681assignments recorded
Counted from official records, refreshed nightly.
A real Staten Island report
We ran this search on the Staten Island Mall (2655 Richmond Ave, Staten Island, NY 10314): 7 deeds, 1 open mortgage, 0 recorded liens. See the Staten Island sample report.
What the report checks in Staten Island
- Deeds, mortgages, satisfactions, assignments, consolidation agreements, liens and fixture filings recorded with the Richmond County Clerk, combined with City Register records
Not covered here
- A satisfaction is not cross-referenced to the mortgage it discharges, so the report pairs them and says when a pairing is uncertain.
Questions
What does a HeritageDeed search in Staten Island not cover?
The Clerk's records start at different dates for different lots. Instruments recorded before that may need an in-person search, and the report shows the earliest date indexed for the lot.
Is this title insurance?
No. It is a search of the public record for one Staten Island property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Staten Island property records
- Check for liens
- Find the owner
- Search deeds
- Property taxes
- Title search cost
- Code violations
- Staten Island title search guide
Check the title of a Staten Island property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.