How to find out if a property in Tompkins County, NY has a mortgage
A home loan in New York is usually secured by a mortgage, recorded with the Tompkins County Clerk; it stays a lien of record until a satisfaction or release is recorded. A HeritageDeed report does this for one address in Tompkins County: $49, usually within minutes, with the source of every finding.
Search a Tompkins County property, $49
Step by step in Tompkins County
- 1
Find each mortgage
Search the Tompkins County Clerk index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page.
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Tompkins County address and lists every finding with its source, $49, usually within minutes.
What the report checks in Tompkins County
- Deeds, mortgages, satisfactions and liens recorded with the Tompkins County Clerk
Questions
What does a HeritageDeed search in Tompkins County not cover?
Tompkins County does not publish the city-agency data (housing and building violations) that New York City does, so those sections are not part of a Tompkins report.
Is this title insurance?
No. It is a search of the public record for one Tompkins County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Tompkins County property records
Check the title of a Tompkins County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.