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Satisfaction or release in Forsyth County, North Carolina

A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Forsyth County, satisfactions and releases are recorded with the Forsyth County Register of Deeds, and a HeritageDeed title search lists them for the property.

How Forsyth County records it

A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.

The Register links a deed of trust and its satisfaction to each other by cross-reference, and UCC financing statements are not available through the Register's real estate records.

What it means for a buyer or bidder

Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.

Yes. The Forsyth County report covers: The vesting deed, and deeds, deeds of trust, satisfactions, assignments, substitutions of trustee and foreclosure notices recorded with the Register of Deeds; Each deed of trust matched to its satisfaction through the Register's cross-references.

More about Forsyth County records

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