How to find out if a property in Forsyth County, NC has a deed of trust
A home loan in North Carolina is usually secured by a deed of trust, recorded with the Forsyth County Register of Deeds; it stays a lien of record until a satisfaction is recorded, which North Carolina law requires within 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). A HeritageDeed report does this for one address in Forsyth County: $49, usually within minutes, with the source of every finding.
Search a Forsyth County property, $49
Step by step in Forsyth County
- 1
Find each deed of trust
Search the Forsyth County Register of Deeds index under each owner's name for deeds of trust recorded since they took title.
- 2
Match the satisfaction
For each one, look for a recorded satisfaction that refers to it by document number or book and page. North Carolina gives the lender 30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9).
- 3
Treat the unmatched as open
A deed of trust with no satisfaction of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Forsyth County address and lists every finding with its source, $49, usually within minutes.
What Forsyth County records show
A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.
The Register links a deed of trust and its satisfaction to each other by cross-reference, and UCC financing statements are not available through the Register's real estate records.
A real Forsyth County report
We ran this search on the Wells Fargo Center (100 N Main St, Winston-Salem, NC 27101): 1 deed, 1 open deed of trust, 0 recorded liens. See the Forsyth County sample report.
What the report checks in Forsyth County
- The vesting deed, and deeds, deeds of trust, satisfactions, assignments, substitutions of trustee and foreclosure notices recorded with the Register of Deeds
- Each deed of trust matched to its satisfaction through the Register's cross-references
Questions
How long does a lender have to record a satisfaction in North Carolina?
30 days after the creditor receives full payment (N.C. Gen. Stat. § 45-36.9). Statutory duty to submit the satisfaction for recording.
What does a HeritageDeed search in Forsyth County not cover?
Records are computerized from 1965 and show only the year for documents before 1997; earlier instruments and the Register's older books are not searched.
Is this title insurance?
No. It is a search of the public record for one Forsyth County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Forsyth County property records
- Check for liens
- Find the owner
- Search deeds
- Property taxes
- Title search cost
- Before the auction
- Forsyth County title search guide
Check the title of a Forsyth County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.