How to find out if a property in Carrollton, OH has a mortgage
A home loan in Ohio is usually secured by a mortgage, recorded with the Carroll County Recorder; it stays a lien of record until a satisfaction or release is recorded, which Ohio law requires within 90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36). A HeritageDeed report does this for one address in Carrollton: $49, usually within minutes, with the source of every finding.
Search a Carrollton property, $49
Step by step in Carrollton
- 1
Find each mortgage
Search the Carroll County Recorder index under each owner's name for mortgages recorded since they took title.
- 2
Match the satisfaction or release
For each one, look for a recorded satisfaction or release that refers to it by document number or book and page. Ohio gives the lender 90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36).
- 3
Treat the unmatched as open
A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.
- 4
Or order the report
A HeritageDeed report runs these searches for one Carrollton address and lists every finding with its source, $49, usually within minutes.
What Carrollton records show
In Ohio, deeds and mortgages are recorded with the county Recorder, and a mortgagee must record a release within ninety days after the mortgage is satisfied (R.C. 5301.36).
What the report checks in Carrollton
- Deeds, mortgages, releases and liens recorded with the Carroll County Recorder, searched by the owners' names
Questions
How long does a lender have to record a satisfaction or release in Ohio?
90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36). After a further 15-day notice, $100 per day in damages plus fees.
What does a HeritageDeed search in Carrollton not cover?
Where a document cannot be tied to the property by its legal description or street address, it is marked as linked by the owner's name only.
Is this title insurance?
No. It is a search of the public record for one Carrollton property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Carrollton property records
- Check for liens
- Find the owner
- Search deeds
- Property taxes
- Title search cost
- Carrollton title search guide
Check the title of a Carrollton property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.