How much does a title search cost in Toledo, OH
A HeritageDeed title search in Toledo (Lucas County) costs $49: the owner of record, deeds, mortgages matched to their releases, liens and tax status from the Lucas County Recorder and county records, usually within minutes. Traditional title search firms quote about $100 to $400 for a comparable search.
Step by step in Toledo
- 1
Decide what you need
A current owner search (owner, deeds, open loans, liens, tax) answers most buyer and investor questions; a lender closing needs a title insurance commitment instead.
- 2
Search it yourself or order it
The Lucas County Recorder index is public; matching every mortgage to its satisfaction or release and checking the courts takes time. A HeritageDeed report does it for $49.
A real Toledo report
We ran this search on the Toledo Edison Building (2 Maritime Plz, Toledo, OH 43604): 5 deeds, 2 open mortgages, 0 recorded liens. See the Toledo sample report.
What the report checks in Toledo
- Owner of record, situs address, legal description and the Auditor's appraised value from the Lucas County Auditor's parcel records
- Deeds, mortgages with their recorded amounts, releases, assignments and land contracts recorded with the Lucas County Recorder for this property's subdivision
- Each mortgage's release, matched by the Recorder's cross-reference
- Federal tax liens, judgments, child-support, workers' compensation and other liens recorded with the Recorder, listed when indexed under the owner's name
- Federal court records matched to the owner
Not covered here
- The Recorder's electronic records begin in 1985; an owner who bought earlier has no vesting deed in the electronic records, and an older document may need an in-office search.
- The records name the subdivision but not the lot: a second home of the owner in the same subdivision cannot be told apart, and documents tied only by the owner's name are marked.
- Judgment liens (certificates of judgment filed with the Clerk of Courts) are not searched, and delinquent property taxes (County Treasurer) are not searched.
Questions
What does a HeritageDeed search in Toledo not cover?
The Recorder's electronic records begin in 1985; an owner who bought earlier has no vesting deed in the electronic records, and an older document may need an in-office search.
Is this title insurance?
No. It is a search of the public record for one Toledo property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Toledo property records
Check the title of a Toledo property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.