How to find out if a property in Port Clinton, OH has a mortgage

A home loan in Ohio is usually secured by a mortgage, recorded with the Ottawa County Recorder; it stays a lien of record until a satisfaction or release is recorded, which Ohio law requires within 90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36). A HeritageDeed report does this for one address in Port Clinton: $49, usually within minutes, with the source of every finding.

Search a Port Clinton property, $49

Step by step in Port Clinton

1. 1

   Find each mortgage

   Search the Ottawa County Recorder index under each owner's name for mortgages recorded since they took title.

2. 2

   Match the satisfaction or release

   For each one, look for a recorded satisfaction or release that refers to it by document number or book and page. Ohio gives the lender 90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36).

3. 3

   Treat the unmatched as open

   A mortgage with no satisfaction or release of record is still a lien until the lender records one, even when the loan was paid.

4. 4

   Or order the report

   A HeritageDeed report runs these searches for one Port Clinton address and lists every finding with its source, $49, usually within minutes.

What Port Clinton records show

What the report checks in Port Clinton

• Deeds, mortgages, releases and liens recorded with the Ottawa County Recorder, searched by the owners' names

Questions

More about Port Clinton property records

• Check for liens
• Find the owner
• Search deeds
• Property taxes
• Title search cost
• Port Clinton title search guide