Cumberland County fair market rent FY 2027Maine, HUD studio to 4 bedrooms
HUD sets Fair Market Rents for Cumberland County, Maine by town, in 2 HUD areas. In the most populous, Portland, ME HUD Metro FMR Area, the FY 2027 two-bedroom FMR is $2,353 a month ($1,639 for a studio to $3,092 for four bedrooms). The FY 2026 two-bedroom FMR was $2,130 (+10.5%).
Cumberland County Fair Market Rents by bedrooms
Portland, ME HUD Metro FMR Area: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland, Raymond, Scarborough, South Portland, Standish, Westbrook, Windham and Yarmouth
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $1,639 | $1,469 | +11.6% | $1,475 to $1,802 |
| 1 bedroom | $1,864 | $1,658 | +12.4% | $1,677 to $2,050 |
| 2 bedrooms | $2,353 | $2,130 | +10.5% | $2,117 to $2,588 |
| 3 bedrooms | $2,902 | $2,591 | +12.0% | $2,611 to $3,192 |
| 4 bedrooms | $3,092 | $2,820 | +9.6% | $2,782 to $3,401 |
Cumberland County, ME (part) HUD Metro FMR Area: Baldwin, Bridgton, Brunswick, Harpswell, Harrison, Naples, New Gloucester, Pownal and Sebago
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $1,545 | $1,264 | +22.2% | $1,390 to $1,699 |
| 1 bedroom | $1,561 | $1,397 | +11.7% | $1,404 to $1,717 |
| 2 bedrooms | $1,941 | $1,833 | +5.9% | $1,746 to $2,135 |
| 3 bedrooms | $2,425 | $2,380 | +1.9% | $2,182 to $2,667 |
| 4 bedrooms | $3,244 | $3,038 | +6.8% | $2,919 to $3,568 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Cumberland County compares
Cumberland County's two-bedroom FMR of $2,353 is the 1st highest of 16 counties in Maine, where the county median is $1,371 and the range $1,175 to $2,353. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Cumberland County ranks 72nd.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Portland, ME HUD Metro FMR Area it lists 45 ZIP codes, with two-bedroom Small Area FMRs from $1,920 to $3,440. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Maine counties · Fair market rents in every state
More for Cumberland County
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- Cumberland County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
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- Seller net sheet and closing costsNet proceeds after the payoff, commission, transfer taxes, title premiums and recording fees.
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- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Cumberland County property
HeritageDeed does not search title records in Cumberland County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Cumberland County fair market rent
What is the fair market rent in Cumberland County for FY 2027?
$1,639 for a studio, $1,864 for one bedroom, $2,353 for two, $2,902 for three and $3,092 for four bedrooms a month in Portland, ME HUD Metro FMR Area, the most populous of the county's HUD areas. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Cumberland County for FY 2026?
$1,469 for a studio, $1,658 for one bedroom, $2,130 for two, $2,591 for three and $2,820 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Cumberland County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $2,117 to $2,588 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Cumberland County's fair market rent high for Maine?
$2,353 for two bedrooms ranks 1st of 16 counties in Maine; the state's county median is $1,371 (range $1,175 to $2,353) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/maine/cumberland-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.