Saginaw County fair market rent FY 2027Michigan, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Saginaw County, Michigan is $1,141 a month, effective October 1, 2026: $795 for a studio, $893 for one bedroom, $1,466 for three and $1,500 for four. It is set for the Saginaw, MI MSA. The FY 2026 two-bedroom FMR was $1,117 (+2.1%).
Saginaw County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $795 | $770 | +3.2% | $715 to $874 |
| 1 bedroom | $893 | $851 | +4.9% | $803 to $982 |
| 2 bedrooms | $1,141 | $1,117 | +2.1% | $1,026 to $1,255 |
| 3 bedrooms | $1,466 | $1,440 | +1.8% | $1,319 to $1,612 |
| 4 bedrooms | $1,500 | $1,479 | +1.4% | $1,350 to $1,650 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Saginaw County compares
Saginaw County's two-bedroom FMR of $1,141 is the 33rd highest of 83 counties in Michigan, where the county median is $1,085 and the range $1,014 to $1,804. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Saginaw County ranks 1283rd.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Saginaw, MI MSA it lists 33 ZIP codes, with two-bedroom Small Area FMRs from $1,010 to $1,400. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Michigan counties · Fair market rents in every state
More for Saginaw County
- Saginaw County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Saginaw County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
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- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Saginaw County property
HeritageDeed does not search title records in Saginaw County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Saginaw County fair market rent
What is the fair market rent in Saginaw County for FY 2027?
$795 for a studio, $893 for one bedroom, $1,141 for two, $1,466 for three and $1,500 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Saginaw County for FY 2026?
$770 for a studio, $851 for one bedroom, $1,117 for two, $1,440 for three and $1,479 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Saginaw County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $1,026 to $1,255 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Saginaw County's fair market rent high for Michigan?
$1,141 for two bedrooms ranks 33rd of 83 counties in Michigan; the state's county median is $1,085 (range $1,014 to $1,804) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/michigan/saginaw-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.