Cooper County fair market rent FY 2027Missouri, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Cooper County, Missouri is $962 a month, effective October 1, 2026: $695 for a studio, $735 for one bedroom, $1,278 for three and $1,387 for four. It is set for the Cooper County, MO HUD Metro FMR Area. The FY 2026 two-bedroom FMR was $958 (+0.4%).
Cooper County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $695 | $668 | +4.0% | $625 to $764 |
| 1 bedroom | $735 | $730 | +0.7% | $661 to $808 |
| 2 bedrooms | $962 | $958 | +0.4% | $865 to $1,058 |
| 3 bedrooms | $1,278 | $1,182 | +8.1% | $1,150 to $1,405 |
| 4 bedrooms | $1,387 | $1,497 | -7.3% | $1,248 to $1,525 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Cooper County compares
Cooper County's two-bedroom FMR of $962 is the 57th highest of 115 counties in Missouri, where the county median is $962 and the range $962 to $1,546. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Cooper County ranks 2533rd.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Cooper County, MO HUD Metro FMR Area it lists 15 ZIP codes, with two-bedroom Small Area FMRs from $960 to $1,430. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Missouri counties · Fair market rents in every state
More for Cooper County
- Cooper County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Cooper County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Title insurance premium calculatorOwner's and lender's policy premiums from the official rate schedules of Texas, Florida, Pennsylvania and New York.
- Seller net sheet and closing costsNet proceeds after the payoff, commission, transfer taxes, title premiums and recording fees.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Cooper County property
HeritageDeed does not search title records in Cooper County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Cooper County fair market rent
What is the fair market rent in Cooper County for FY 2027?
$695 for a studio, $735 for one bedroom, $962 for two, $1,278 for three and $1,387 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Cooper County for FY 2026?
$668 for a studio, $730 for one bedroom, $958 for two, $1,182 for three and $1,497 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Cooper County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $865 to $1,058 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Cooper County's fair market rent high for Missouri?
$962 for two bedrooms ranks 57th of 115 counties in Missouri; the state's county median is $962 (range $962 to $1,546) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/missouri/cooper-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.