Bergen County fair market rent FY 2027New Jersey, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Bergen County, New Jersey is $2,282 a month, effective October 1, 2026: $1,772 for a studio, $1,987 for one bedroom, $2,771 for three and $3,497 for four. It is set for the Bergen-Passaic, NJ HUD Metro FMR Area. The FY 2026 two-bedroom FMR was $2,324 (-1.8%).
Bergen County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $1,772 | $1,778 | -0.3% | $1,594 to $1,949 |
| 1 bedroom | $1,987 | $2,024 | -1.8% | $1,788 to $2,185 |
| 2 bedrooms | $2,282 | $2,324 | -1.8% | $2,053 to $2,510 |
| 3 bedrooms | $2,771 | $2,835 | -2.3% | $2,493 to $3,048 |
| 4 bedrooms | $3,497 | $3,618 | -3.3% | $3,147 to $3,846 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Bergen County compares
Bergen County's two-bedroom FMR of $2,282 is the 7th highest of 21 counties in New Jersey, where the county median is $2,233 and the range $1,704 to $2,792. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Bergen County ranks 80th.
HUD sets one FMR for each metropolitan area, so Passaic County has the same figures as Bergen County (Bergen-Passaic, NJ HUD Metro FMR Area).
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Bergen-Passaic, NJ HUD Metro FMR Area it lists 114 ZIP codes, with two-bedroom Small Area FMRs from $1,440 to $3,420. This is one of HUD's 65 designated Small Area FMR areas, where housing agencies must set voucher payment standards from the ZIP code figures.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All New Jersey counties · Fair market rents in every state
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Check a Bergen County property
HeritageDeed does not search title records in Bergen County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Bergen County fair market rent
What is the fair market rent in Bergen County for FY 2027?
$1,772 for a studio, $1,987 for one bedroom, $2,282 for two, $2,771 for three and $3,497 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Bergen County for FY 2026?
$1,778 for a studio, $2,024 for one bedroom, $2,324 for two, $2,835 for three and $3,618 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Bergen County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $2,053 to $2,510 for two bedrooms here, or from the ZIP code's Small Area FMR, which HUD requires in this area. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Bergen County's fair market rent high for New Jersey?
$2,282 for two bedrooms ranks 7th of 21 counties in New Jersey; the state's county median is $2,233 (range $1,704 to $2,792) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/new-jersey/bergen-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.