Cherokee County fair market rent FY 2027North Carolina, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Cherokee County, North Carolina is $1,012 a month, effective October 1, 2026: $705 for a studio, $817 for one bedroom, $1,343 for three and $1,585 for four. The FY 2026 two-bedroom FMR was $935 (+8.2%).
Cherokee County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $705 | $645 | +9.3% | $634 to $775 |
| 1 bedroom | $817 | $713 | +14.6% | $735 to $898 |
| 2 bedrooms | $1,012 | $935 | +8.2% | $910 to $1,113 |
| 3 bedrooms | $1,343 | $1,290 | +4.1% | $1,208 to $1,477 |
| 4 bedrooms | $1,585 | $1,497 | +5.9% | $1,426 to $1,743 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Cherokee County compares
Cherokee County's two-bedroom FMR of $1,012 is the 66th highest of 100 counties in North Carolina, where the county median is $1,145 and the range $1,012 to $1,866. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Cherokee County ranks 2222nd.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Cherokee County, NC it lists 6 ZIP codes, with two-bedroom Small Area FMRs from $1,010 to $1,140. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All North Carolina counties · Fair market rents in every state
More for Cherokee County
- Cherokee County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Cherokee County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Title insurance premium calculatorOwner's and lender's policy premiums from the official rate schedules of Texas, Florida, Pennsylvania and New York.
- Seller net sheet and closing costsNet proceeds after the payoff, commission, transfer taxes, title premiums and recording fees.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Cherokee County property
HeritageDeed does not search title records in Cherokee County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Cherokee County fair market rent
What is the fair market rent in Cherokee County for FY 2027?
$705 for a studio, $817 for one bedroom, $1,012 for two, $1,343 for three and $1,585 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Cherokee County for FY 2026?
$645 for a studio, $713 for one bedroom, $935 for two, $1,290 for three and $1,497 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Cherokee County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $910 to $1,113 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Cherokee County's fair market rent high for North Carolina?
$1,012 for two bedrooms ranks 66th of 100 counties in North Carolina; the state's county median is $1,145 (range $1,012 to $1,866) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/north-carolina/cherokee-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.