Gibson County fair market rent FY 2027Tennessee, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Gibson County, Tennessee is $995 a month, effective October 1, 2026: $693 for a studio, $761 for one bedroom, $1,378 for three and $1,573 for four. It is set for the Gibson County, TN HUD Metro FMR Area. The FY 2026 two-bedroom FMR was $927 (+7.3%).
Gibson County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $693 | $645 | +7.4% | $623 to $762 |
| 1 bedroom | $761 | $706 | +7.8% | $684 to $837 |
| 2 bedrooms | $995 | $927 | +7.3% | $895 to $1,094 |
| 3 bedrooms | $1,378 | $1,289 | +6.9% | $1,240 to $1,515 |
| 4 bedrooms | $1,573 | $1,555 | +1.2% | $1,415 to $1,730 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Gibson County compares
Gibson County's two-bedroom FMR of $995 is the 56th highest of 95 counties in Tennessee, where the county median is $1,048 and the range $995 to $1,798. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Gibson County ranks 2421st.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Gibson County, TN HUD Metro FMR Area it lists 14 ZIP codes, with two-bedroom Small Area FMRs from $1,000 to $1,400. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Tennessee counties · Fair market rents in every state
More for Gibson County
- Gibson County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Gibson County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Title insurance premium calculatorOwner's and lender's policy premiums from the official rate schedules of Texas, Florida, Pennsylvania and New York.
- Seller net sheet and closing costsNet proceeds after the payoff, commission, transfer taxes, title premiums and recording fees.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Gibson County property
HeritageDeed does not search title records in Gibson County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Gibson County fair market rent
What is the fair market rent in Gibson County for FY 2027?
$693 for a studio, $761 for one bedroom, $995 for two, $1,378 for three and $1,573 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Gibson County for FY 2026?
$645 for a studio, $706 for one bedroom, $927 for two, $1,289 for three and $1,555 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Gibson County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $895 to $1,094 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Gibson County's fair market rent high for Tennessee?
$995 for two bedrooms ranks 56th of 95 counties in Tennessee; the state's county median is $1,048 (range $995 to $1,798) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/tennessee/gibson-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.