White County fair market rent FY 2027Tennessee, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in White County, Tennessee is $1,021 a month, effective October 1, 2026: $775 for a studio, $780 for one bedroom, $1,321 for three and $1,707 for four. The FY 2026 two-bedroom FMR was $992 (+2.9%).
White County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $775 | $751 | +3.2% | $697 to $852 |
| 1 bedroom | $780 | $756 | +3.2% | $702 to $858 |
| 2 bedrooms | $1,021 | $992 | +2.9% | $918 to $1,123 |
| 3 bedrooms | $1,321 | $1,240 | +6.5% | $1,188 to $1,453 |
| 4 bedrooms | $1,707 | $1,579 | +8.1% | $1,536 to $1,877 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How White County compares
White County's two-bedroom FMR of $1,021 is the 52nd highest of 95 counties in Tennessee, where the county median is $1,048 and the range $995 to $1,798. Across all 3,144 US counties the median two-bedroom FMR is $1,071; White County ranks 1808th.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the White County, TN it lists 6 ZIP codes, with two-bedroom Small Area FMRs from $1,000 to $1,250. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Tennessee counties · Fair market rents in every state
More for White County
- White County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- White County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Title insurance premium calculatorOwner's and lender's policy premiums from the official rate schedules of Texas, Florida, Pennsylvania and New York.
- Seller net sheet and closing costsNet proceeds after the payoff, commission, transfer taxes, title premiums and recording fees.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a White County property
HeritageDeed does not search title records in White County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about White County fair market rent
What is the fair market rent in White County for FY 2027?
$775 for a studio, $780 for one bedroom, $1,021 for two, $1,321 for three and $1,707 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in White County for FY 2026?
$751 for a studio, $756 for one bedroom, $992 for two, $1,240 for three and $1,579 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in White County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $918 to $1,123 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is White County's fair market rent high for Tennessee?
$1,021 for two bedrooms ranks 52nd of 95 counties in Tennessee; the state's county median is $1,048 (range $995 to $1,798) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/tennessee/white-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.