Gray County fair market rent FY 2027Texas, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Gray County, Texas is $1,083 a month, effective October 1, 2026: $823 for a studio, $828 for one bedroom, $1,290 for three and $1,423 for four. The FY 2026 two-bedroom FMR was $1,037 (+4.4%).
Gray County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $823 | $785 | +4.8% | $740 to $905 |
| 1 bedroom | $828 | $790 | +4.8% | $745 to $910 |
| 2 bedrooms | $1,083 | $1,037 | +4.4% | $974 to $1,191 |
| 3 bedrooms | $1,290 | $1,243 | +3.8% | $1,161 to $1,419 |
| 4 bedrooms | $1,423 | $1,373 | +3.6% | $1,280 to $1,565 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Gray County compares
Gray County's two-bedroom FMR of $1,083 is the 138th highest of 254 counties in Texas, where the county median is $1,105 and the range $1,014 to $1,817. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Gray County ranks 1505th.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Gray County, TX it lists 9 ZIP codes, with two-bedroom Small Area FMRs from $1,010 to $1,140. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Texas counties · Fair market rents in every state
More for Gray County
- Gray County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Gray County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Texas title insurance calculatorOwner's and lender's policy premiums from the Texas Department of Insurance rates effective March 1, 2026.
- Texas closing cost calculatorSeller net sheet with the title premium, county recording fees and the buyer's $100 loan policy. Texas has no transfer tax.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Gray County property
HeritageDeed does not search title records in Gray County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Gray County fair market rent
What is the fair market rent in Gray County for FY 2027?
$823 for a studio, $828 for one bedroom, $1,083 for two, $1,290 for three and $1,423 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Gray County for FY 2026?
$785 for a studio, $790 for one bedroom, $1,037 for two, $1,243 for three and $1,373 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Gray County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $974 to $1,191 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Gray County's fair market rent high for Texas?
$1,083 for two bedrooms ranks 138th of 254 counties in Texas; the state's county median is $1,105 (range $1,014 to $1,817) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/texas/gray-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.