Howard County fair market rent FY 2027Texas, HUD studio to 4 bedrooms
HUD's FY 2027 Fair Market Rent for a two-bedroom home in Howard County, Texas is $1,217 a month, effective October 1, 2026: $948 for a studio, $954 for one bedroom, $1,492 for three and $1,812 for four. The FY 2026 two-bedroom FMR was $1,173 (+3.8%).
Howard County Fair Market Rents by bedrooms
| Bedrooms | FY 2027 | FY 2026 | Change | Payment standard basic range |
|---|---|---|---|---|
| Studio | $948 | $918 | +3.3% | $853 to $1,042 |
| 1 bedroom | $954 | $924 | +3.2% | $858 to $1,049 |
| 2 bedrooms | $1,217 | $1,173 | +3.8% | $1,095 to $1,338 |
| 3 bedrooms | $1,492 | $1,406 | +6.1% | $1,342 to $1,641 |
| 4 bedrooms | $1,812 | $1,726 | +5.0% | $1,630 to $1,993 |
Monthly gross rent (rent plus tenant-paid utilities except telephone). FY 2027 runs October 1, 2026 to September 30, 2027. The payment standard basic range is 90 to 110 percent of the FMR (24 CFR 982.503(c)); the local housing agency sets the actual payment standard.
How Howard County compares
Howard County's two-bedroom FMR of $1,217 is the 75th highest of 254 counties in Texas, where the county median is $1,105 and the range $1,014 to $1,817. Across all 3,144 US counties the median two-bedroom FMR is $1,071; Howard County ranks 1040th.
Small Area FMRs and ZIP codes
HUD also publishes Small Area FMRs by ZIP code for metropolitan areas. For the Howard County, TX it lists 6 ZIP codes, with two-bedroom Small Area FMRs from $1,210 to $1,600. This area is not one of HUD's designated Small Area FMR areas, so agencies use the area-wide FMR above unless they opt in.
Look up any ZIP code: fair market rent by ZIP code.
Fair market rents in nearby counties
All Texas counties · Fair market rents in every state
More for Howard County
- Howard County loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Howard County property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Texas title insurance calculatorOwner's and lender's policy premiums from the Texas Department of Insurance rates effective March 1, 2026.
- Texas closing cost calculatorSeller net sheet with the title premium, county recording fees and the buyer's $100 loan policy. Texas has no transfer tax.
- Real estate transfer tax calculatorDeed transfer taxes for New York, Florida, Pennsylvania, Illinois, the Carolinas, Arkansas, Texas and Arizona.
- Flood zone lookupThe FEMA flood zone mapped at any US address. A screening check, not an official flood zone determination.
Check a Howard County property
HeritageDeed does not search title records in Howard County yet; the counties it covers are listed under title search coverage, where a title report is $49 per report. For any US address, the Environmental Records Report lists Superfund, hazardous waste, leaking tank and brownfield sites nearby, with the flood zone.
Questions about Howard County fair market rent
What is the fair market rent in Howard County for FY 2027?
$948 for a studio, $954 for one bedroom, $1,217 for two, $1,492 for three and $1,812 for four bedrooms a month. FY 2027 runs from October 1, 2026 to September 30, 2027.
What was the fair market rent in Howard County for FY 2026?
$918 for a studio, $924 for one bedroom, $1,173 for two, $1,406 for three and $1,726 for four bedrooms (FY 2026, October 1, 2025 to September 30, 2026).
What is the Section 8 voucher amount for a 2 bedroom in Howard County?
The housing agency sets a payment standard, usually within the basic range of 90 to 110 percent of the FMR: $1,095 to $1,338 for two bedrooms here. The voucher then pays the lower of the payment standard or the gross rent, minus the family's total tenant payment, usually 30 percent of adjusted monthly income (24 CFR 982.505 and 5.628). The local housing agency publishes its own schedule.
Does fair market rent include utilities?
Yes. HUD's rule defines Fair Market Rents as "estimates of rent plus the cost of utilities, except telephone", set at the 40th percentile of rents for standard-quality units rented by recent movers (24 CFR 888.113).
Is Howard County's fair market rent high for Texas?
$1,217 for two bedrooms ranks 75th of 254 counties in Texas; the state's county median is $1,105 (range $1,014 to $1,817) and the national county median is $1,071.
Legal references
- 24 CFR 888.113, Fair market rents for existing housing: methodology
- 24 CFR 982.503, Voucher tenancy: payment standard amount and schedule
- 24 CFR 982.505, How to calculate housing assistance payment
JSON: /api/data/fair-market-rent/texas/howard-county. Fair Market Rents are HUD program figures, not an appraisal of any unit's rent.