Kentucky property tax rate: 0.75%
Kentucky's effective property tax rate is 0.75%: owner-occupied households report a median of $1,544 a year in real estate taxes on a median home value of $205,600 (2020-2024 estimates). That is the 29th highest of the 50 states and DC; the national rate is 0.94%. By county the rate runs from 0.48% in Rockcastle County to 1.01% in Campbell County.
Property tax rate by county in Kentucky
| County | Effective rate | Median taxes | Median value | Rank |
|---|---|---|---|---|
| Campbell County | 1.01% | $2,556 | $252,000 | 1 |
| Harlan County | 0.99% | $732 | $73,700 | 2 |
| Kenton County | 0.98% | $2,395 | $244,400 | 3 |
| Letcher County | 0.96% | $648 | $67,400 | 4 |
| Bracken County | 0.92% | $1,149 | $125,000 | 5 |
| Henderson County | 0.90% | $1,548 | $171,900 | 6 |
| Oldham County | 0.90% | $3,519 | $393,100 | 6 |
| Union County | 0.89% | $927 | $104,500 | 8 |
| Boyd County | 0.88% | $1,156 | $130,700 | 9 |
| Webster County | 0.88% | $993 | $112,900 | 9 |
| Fayette County | 0.87% | $2,542 | $293,500 | 11 |
| Greenup County | 0.87% | $1,171 | $134,000 | 11 |
| Boone County | 0.86% | $2,372 | $277,300 | 13 |
| Jefferson County | 0.86% | $2,136 | $248,400 | 13 |
| Daviess County | 0.84% | $1,675 | $199,900 | 15 |
| Lee County | 0.84% | $705 | $83,900 | 15 |
| Bullitt County | 0.83% | $2,050 | $247,200 | 17 |
| Gallatin County | 0.83% | $1,476 | $178,200 | 17 |
| Mercer County | 0.83% | $1,672 | $202,300 | 17 |
| Boyle County | 0.82% | $1,731 | $209,900 | 20 |
| Leslie County | 0.82% | $563 | $69,000 | 20 |
| Martin County | 0.82% | $716 | $86,900 | 20 |
| Bell County | 0.81% | $723 | $89,000 | 23 |
| Henry County | 0.81% | $1,611 | $197,900 | 23 |
| Fulton County | 0.80% | $634 | $79,100 | 25 |
| Pendleton County | 0.80% | $1,275 | $159,800 | 25 |
| Franklin County | 0.79% | $1,716 | $216,600 | 27 |
| Nelson County | 0.79% | $1,891 | $238,000 | 27 |
| Carlisle County | 0.78% | $945 | $120,400 | 29 |
| Magoffin County | 0.78% | $694 | $89,000 | 29 |
| Hopkins County | 0.77% | $1,104 | $142,800 | 31 |
| Monroe County | 0.77% | $891 | $115,900 | 31 |
| Shelby County | 0.77% | $2,339 | $304,800 | 31 |
| Carroll County | 0.76% | $1,070 | $140,900 | 34 |
| Floyd County | 0.76% | $748 | $98,700 | 34 |
| Anderson County | 0.75% | $1,697 | $225,100 | 36 |
| McCracken County | 0.75% | $1,410 | $188,100 | 36 |
| Knott County | 0.74% | $571 | $77,000 | 38 |
| Ballard County | 0.73% | $1,065 | $145,800 | 39 |
| Breathitt County | 0.73% | $510 | $70,300 | 39 |
| Jessamine County | 0.73% | $1,960 | $268,100 | 39 |
| Madison County | 0.73% | $1,698 | $232,000 | 39 |
| Montgomery County | 0.73% | $1,265 | $172,200 | 39 |
| Lincoln County | 0.72% | $1,066 | $147,300 | 44 |
| Marshall County | 0.72% | $1,252 | $173,800 | 44 |
| Owen County | 0.72% | $1,220 | $168,700 | 44 |
| Bourbon County | 0.71% | $1,627 | $229,300 | 47 |
| Clark County | 0.71% | $1,451 | $205,800 | 47 |
| Lawrence County | 0.71% | $793 | $111,700 | 47 |
| Owsley County | 0.71% | $570 | $80,100 | 47 |
| Clay County | 0.70% | $634 | $90,700 | 51 |
| Perry County | 0.70% | $643 | $91,800 | 51 |
| Woodford County | 0.70% | $2,108 | $299,700 | 51 |
| Garrard County | 0.69% | $1,422 | $204,900 | 54 |
| Marion County | 0.69% | $1,157 | $168,100 | 54 |
| Pike County | 0.69% | $772 | $112,000 | 54 |
| Taylor County | 0.69% | $1,202 | $174,200 | 54 |
| Barren County | 0.68% | $1,212 | $178,000 | 58 |
| Grant County | 0.68% | $1,432 | $209,500 | 58 |
| Meade County | 0.68% | $1,408 | $207,900 | 58 |
| Estill County | 0.67% | $799 | $119,500 | 61 |
| Hickman County | 0.67% | $779 | $115,700 | 61 |
| Metcalfe County | 0.67% | $743 | $110,200 | 61 |
| Graves County | 0.66% | $970 | $147,800 | 64 |
| Hancock County | 0.66% | $930 | $141,200 | 64 |
| Hardin County | 0.66% | $1,480 | $225,800 | 64 |
| Harrison County | 0.66% | $1,328 | $202,100 | 64 |
| Hart County | 0.66% | $965 | $146,000 | 64 |
| Johnson County | 0.66% | $792 | $120,200 | 64 |
| Knox County | 0.66% | $779 | $118,700 | 64 |
| Morgan County | 0.66% | $780 | $118,200 | 64 |
| Scott County | 0.66% | $1,908 | $288,500 | 64 |
| Spencer County | 0.66% | $2,188 | $330,000 | 64 |
| Trimble County | 0.66% | $1,139 | $172,000 | 64 |
| Washington County | 0.66% | $1,174 | $179,200 | 64 |
| Bath County | 0.65% | $850 | $129,800 | 76 |
| Calloway County | 0.65% | $1,195 | $183,200 | 76 |
| Christian County | 0.65% | $1,126 | $173,600 | 76 |
| Green County | 0.65% | $817 | $125,000 | 76 |
| Mason County | 0.65% | $1,055 | $161,500 | 76 |
| McCreary County | 0.65% | $554 | $85,300 | 76 |
| Warren County | 0.65% | $1,668 | $258,000 | 76 |
| Adair County | 0.64% | $971 | $150,800 | 83 |
| Fleming County | 0.64% | $866 | $134,700 | 83 |
| Lewis County | 0.64% | $617 | $96,000 | 83 |
| McLean County | 0.64% | $954 | $148,500 | 83 |
| Whitley County | 0.64% | $849 | $131,800 | 83 |
| Lyon County | 0.63% | $1,196 | $189,500 | 88 |
| Pulaski County | 0.63% | $1,057 | $166,900 | 88 |
| Jackson County | 0.62% | $687 | $111,500 | 90 |
| Muhlenberg County | 0.62% | $790 | $127,400 | 90 |
| Ohio County | 0.62% | $753 | $121,400 | 90 |
| Powell County | 0.62% | $875 | $141,100 | 90 |
| Elliott County | 0.61% | $755 | $123,500 | 94 |
| Livingston County | 0.61% | $770 | $125,600 | 94 |
| Logan County | 0.61% | $1,010 | $164,900 | 94 |
| Casey County | 0.60% | $812 | $136,300 | 97 |
| Larue County | 0.60% | $1,104 | $183,500 | 97 |
| Simpson County | 0.60% | $1,371 | $229,400 | 97 |
| Nicholas County | 0.59% | $729 | $123,000 | 100 |
| Breckinridge County | 0.58% | $916 | $156,700 | 101 |
| Butler County | 0.58% | $645 | $111,100 | 101 |
| Crittenden County | 0.57% | $731 | $127,300 | 103 |
| Grayson County | 0.57% | $930 | $164,600 | 103 |
| Laurel County | 0.57% | $906 | $159,500 | 103 |
| Russell County | 0.57% | $929 | $163,200 | 103 |
| Trigg County | 0.56% | $1,162 | $207,700 | 107 |
| Wayne County | 0.56% | $758 | $135,700 | 107 |
| Edmonson County | 0.55% | $881 | $160,300 | 109 |
| Rowan County | 0.55% | $885 | $161,800 | 109 |
| Todd County | 0.55% | $909 | $166,700 | 109 |
| Wolfe County | 0.55% | $414 | $75,800 | 109 |
| Allen County | 0.54% | $1,046 | $192,300 | 113 |
| Caldwell County | 0.54% | $643 | $118,500 | 113 |
| Cumberland County | 0.54% | $760 | $141,100 | 113 |
| Robertson County | 0.54% | $893 | $165,100 | 113 |
| Clinton County | 0.52% | $637 | $122,200 | 117 |
| Menifee County | 0.51% | $644 | $125,800 | 118 |
| Carter County | 0.49% | $649 | $132,800 | 119 |
| Rockcastle County | 0.48% | $596 | $123,600 | 120 |
Highest rate first. 2020-2024 5-year estimates for owner-occupied homes; "$10,000+" is the survey top code, so those rates are lower bounds.
About effective rates
An effective rate from survey data: the median of what owner-occupied households report paying in real estate taxes, divided by the median value they report. It is not the county's millage or levy rate and not a tax bill; local rates vary by city, school district and special district, and exemptions (homestead, senior, veteran) change what each owner pays.
For one ZIP code, use the property tax rate by ZIP code lookup, which also estimates the tax on a home value.
More for Kentucky
- Property tax rates by stateAll 50 states and DC ranked from highest to lowest effective rate.
- Kentucky loan limitsFHA, VA and conforming loan limits for every Kentucky county.
- Kentucky fair market rentsHUD Fair Market Rents for every Kentucky county.
- Property tax rate by ZIP codeEffective rate and an estimate for any ZIP code.
For the title side (owner of record, deeds, mortgages, liens), see the counties HeritageDeed covers; a title report is $49 per report.
Questions about Kentucky property taxes
What is the property tax rate in Kentucky?
The effective rate is 0.75%: a median of $1,544 a year in real estate taxes on a median home value of $205,600 (2020-2024 estimates). Statutory rates are set by each county, city, school district and special district, so the rate on a given property differs.
What is the average property tax in Kentucky?
The median owner-occupied household pays $1,544 a year, against $3,119 nationally. On a $300,000 home the state's effective rate works out to about $2,250 a year, as an illustration.
Which Kentucky county has the highest property tax rate?
Campbell County at 1.01%, then Harlan County (0.99%) and Kenton County (0.98%). These are effective rates from survey data, median taxes over median value.
Which Kentucky county has the lowest property tax rate?
Rockcastle County at 0.48%, then Carter County (0.49%) and Menifee County (0.51%). A low effective rate can reflect exemptions, low assessments or high home values.
How does Kentucky compare with other states?
Kentucky ranks 29th of the 50 states and DC by effective rate (0.75%, national 0.94%). The full ranking is on the property tax rates by state page.
Property tax rates in nearby states
Based on 2020-2024 5-year household survey estimates; 120 counties. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. JSON: /api/data/property-tax-rates/kentucky. Not tax advice.