Tennessee property tax rate: 0.50%
Tennessee's effective property tax rate is 0.50%: owner-occupied households report a median of $1,442 a year in real estate taxes on a median home value of $286,700 (2020-2024 estimates). That is the 43rd highest of the 50 states and DC; the national rate is 0.94%. By county the rate runs from 0.28% in Sevier County to 0.98% in Shelby County.
Property tax rate by county in Tennessee
| County | Effective rate | Median taxes | Median value | Rank |
|---|---|---|---|---|
| Shelby County | 0.98% | $2,429 | $249,100 | 1 |
| Lake County | 0.67% | $653 | $97,900 | 2 |
| Gibson County | 0.66% | $1,039 | $156,900 | 3 |
| Dyer County | 0.63% | $1,047 | $166,400 | 4 |
| Hardeman County | 0.63% | $764 | $121,700 | 4 |
| Hamilton County | 0.62% | $1,925 | $312,800 | 6 |
| Haywood County | 0.62% | $952 | $152,400 | 6 |
| Montgomery County | 0.61% | $1,697 | $280,200 | 8 |
| Davidson County | 0.60% | $2,506 | $417,400 | 9 |
| Crockett County | 0.59% | $930 | $158,900 | 10 |
| Lauderdale County | 0.59% | $844 | $143,200 | 10 |
| Carroll County | 0.58% | $821 | $142,400 | 12 |
| Sullivan County | 0.58% | $1,234 | $213,300 | 12 |
| Cocke County | 0.57% | $898 | $158,100 | 14 |
| Coffee County | 0.57% | $1,407 | $246,800 | 14 |
| Clay County | 0.56% | $769 | $136,400 | 16 |
| Madison County | 0.56% | $1,185 | $211,800 | 16 |
| Anderson County | 0.54% | $1,289 | $239,400 | 18 |
| Hawkins County | 0.54% | $956 | $176,300 | 18 |
| Houston County | 0.54% | $929 | $172,700 | 18 |
| Franklin County | 0.53% | $1,246 | $236,900 | 21 |
| Lawrence County | 0.53% | $1,021 | $194,400 | 21 |
| Perry County | 0.53% | $675 | $126,900 | 21 |
| Roane County | 0.53% | $1,223 | $232,900 | 21 |
| Chester County | 0.52% | $856 | $164,400 | 25 |
| Morgan County | 0.52% | $871 | $166,300 | 25 |
| Obion County | 0.52% | $690 | $133,600 | 25 |
| Unicoi County | 0.52% | $994 | $189,600 | 25 |
| Washington County | 0.52% | $1,302 | $249,000 | 25 |
| Carter County | 0.51% | $864 | $168,200 | 30 |
| Scott County | 0.51% | $632 | $124,900 | 30 |
| Sumner County | 0.51% | $1,987 | $393,100 | 30 |
| Polk County | 0.50% | $856 | $169,900 | 33 |
| Tipton County | 0.50% | $1,211 | $240,600 | 33 |
| Claiborne County | 0.49% | $777 | $159,900 | 35 |
| Wayne County | 0.49% | $635 | $130,700 | 35 |
| Bedford County | 0.48% | $1,345 | $281,200 | 37 |
| Benton County | 0.48% | $738 | $153,600 | 37 |
| Grainger County | 0.48% | $901 | $189,200 | 37 |
| Henderson County | 0.48% | $794 | $164,800 | 37 |
| Humphreys County | 0.48% | $921 | $193,400 | 37 |
| Lewis County | 0.48% | $824 | $173,400 | 37 |
| Marshall County | 0.48% | $1,346 | $279,800 | 37 |
| Putnam County | 0.48% | $1,363 | $282,500 | 37 |
| Rutherford County | 0.48% | $1,839 | $382,600 | 37 |
| Weakley County | 0.48% | $729 | $151,200 | 37 |
| Cheatham County | 0.47% | $1,582 | $338,700 | 47 |
| Dickson County | 0.47% | $1,431 | $306,400 | 47 |
| Robertson County | 0.47% | $1,577 | $335,000 | 47 |
| Smith County | 0.47% | $1,136 | $243,800 | 47 |
| Decatur County | 0.46% | $644 | $139,600 | 51 |
| Hickman County | 0.46% | $1,038 | $224,100 | 51 |
| Jackson County | 0.46% | $710 | $155,500 | 51 |
| Stewart County | 0.46% | $939 | $204,700 | 51 |
| Blount County | 0.45% | $1,453 | $320,500 | 55 |
| Bradley County | 0.45% | $1,187 | $261,900 | 55 |
| Hancock County | 0.45% | $599 | $134,500 | 55 |
| Lincoln County | 0.45% | $1,038 | $229,700 | 55 |
| Maury County | 0.45% | $1,588 | $355,700 | 55 |
| Moore County | 0.45% | $1,288 | $285,300 | 55 |
| Sequatchie County | 0.45% | $1,051 | $232,600 | 55 |
| Henry County | 0.44% | $705 | $160,200 | 62 |
| Van Buren County | 0.44% | $693 | $159,200 | 62 |
| Cannon County | 0.43% | $1,073 | $252,000 | 64 |
| Greene County | 0.43% | $890 | $207,500 | 64 |
| Jefferson County | 0.43% | $978 | $229,300 | 64 |
| Knox County | 0.43% | $1,367 | $320,900 | 64 |
| Marion County | 0.43% | $833 | $195,200 | 64 |
| Rhea County | 0.43% | $894 | $206,000 | 64 |
| Giles County | 0.42% | $989 | $234,300 | 70 |
| Warren County | 0.42% | $805 | $192,900 | 70 |
| Wilson County | 0.42% | $1,787 | $428,000 | 70 |
| Hamblen County | 0.41% | $862 | $210,900 | 73 |
| Hardin County | 0.41% | $658 | $160,400 | 73 |
| Monroe County | 0.41% | $934 | $227,500 | 73 |
| Pickett County | 0.41% | $728 | $178,500 | 73 |
| Johnson County | 0.40% | $710 | $178,600 | 77 |
| White County | 0.40% | $838 | $207,200 | 77 |
| Williamson County | 0.40% | $3,004 | $751,900 | 77 |
| Macon County | 0.39% | $874 | $225,700 | 80 |
| Meigs County | 0.39% | $693 | $180,000 | 80 |
| Overton County | 0.39% | $669 | $173,200 | 80 |
| Grundy County | 0.38% | $586 | $154,000 | 83 |
| McNairy County | 0.38% | $619 | $161,800 | 83 |
| Campbell County | 0.37% | $691 | $186,500 | 85 |
| Union County | 0.37% | $752 | $204,000 | 85 |
| Bledsoe County | 0.36% | $688 | $189,400 | 87 |
| DeKalb County | 0.35% | $824 | $235,500 | 88 |
| McMinn County | 0.35% | $748 | $211,800 | 88 |
| Trousdale County | 0.35% | $1,166 | $337,600 | 88 |
| Fayette County | 0.33% | $1,140 | $340,800 | 91 |
| Loudon County | 0.33% | $1,162 | $348,000 | 91 |
| Fentress County | 0.32% | $535 | $168,200 | 93 |
| Cumberland County | 0.29% | $730 | $250,500 | 94 |
| Sevier County | 0.28% | $824 | $299,000 | 95 |
Highest rate first. 2020-2024 5-year estimates for owner-occupied homes; "$10,000+" is the survey top code, so those rates are lower bounds.
About effective rates
An effective rate from survey data: the median of what owner-occupied households report paying in real estate taxes, divided by the median value they report. It is not the county's millage or levy rate and not a tax bill; local rates vary by city, school district and special district, and exemptions (homestead, senior, veteran) change what each owner pays.
For one ZIP code, use the property tax rate by ZIP code lookup, which also estimates the tax on a home value.
More for Tennessee
- Property tax rates by stateAll 50 states and DC ranked from highest to lowest effective rate.
- Tennessee loan limitsFHA, VA and conforming loan limits for every Tennessee county.
- Tennessee fair market rentsHUD Fair Market Rents for every Tennessee county.
- Property tax rate by ZIP codeEffective rate and an estimate for any ZIP code.
For the title side (owner of record, deeds, mortgages, liens), see the counties HeritageDeed covers; a title report is $49 per report.
Questions about Tennessee property taxes
What is the property tax rate in Tennessee?
The effective rate is 0.50%: a median of $1,442 a year in real estate taxes on a median home value of $286,700 (2020-2024 estimates). Statutory rates are set by each county, city, school district and special district, so the rate on a given property differs.
What is the average property tax in Tennessee?
The median owner-occupied household pays $1,442 a year, against $3,119 nationally. On a $300,000 home the state's effective rate works out to about $1,500 a year, as an illustration.
Which Tennessee county has the highest property tax rate?
Shelby County at 0.98%, then Lake County (0.67%) and Gibson County (0.66%). These are effective rates from survey data, median taxes over median value.
Which Tennessee county has the lowest property tax rate?
Sevier County at 0.28%, then Cumberland County (0.29%) and Fentress County (0.32%). A low effective rate can reflect exemptions, low assessments or high home values.
How does Tennessee compare with other states?
Tennessee ranks 43rd of the 50 states and DC by effective rate (0.50%, national 0.94%). The full ranking is on the property tax rates by state page.
Property tax rates in nearby states
Based on 2020-2024 5-year household survey estimates; 95 counties. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau. JSON: /api/data/property-tax-rates/tennessee. Not tax advice.