How to check for liens on a property in Cook County, IL
In Cook County, liens and lis pendens recorded against a property are in the Cook County Clerk, Recordings index, searched by the owner's name and the property. Each mortgage also needs a recorded satisfaction or release to be off the title. A HeritageDeed report does this for one address in Cook County: $49, usually within minutes, with the source of every finding.
Search a Cook County property, $49
Step by step in Cook County
- 1
Identify the parcel
Find the owner of record and the parcel number in the Cook County Assessor's Office records: liens are indexed against the owner's name and the property.
- 2
Search the recorded liens
Search the Cook County Clerk, Recordings index under the owner's name and the property for liens, lis pendens and other notices.
- 3
Check every mortgage
A mortgage with no recorded satisfaction or release is still a lien of record; Illinois gives the lender 30 days after payment of the debt (765 ILCS 905/4).
- 4
Or order the report
A HeritageDeed report runs these searches for one Cook County address and lists every finding with its source, $49, usually within minutes.
A real Cook County report
We ran this search on the Willis Tower (233 S Wacker Dr, Chicago, IL 60606): 5 deeds, 2 open mortgages, 9 recorded liens. See the Cook County sample report.
What the report checks in Cook County
- Deeds, mortgages, releases and liens recorded with the Cook County Clerk
- Federal court records matched to the owner
Questions
How long does a lender have to record a satisfaction or release in Illinois?
30 days after payment of the debt (765 ILCS 905/4). $200 per offense to the aggrieved party.
Is this title insurance?
No. It is a search of the public record for one Cook County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Cook County property records
Check the title of a Cook County property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.