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How to check for liens on a property in Cook County, IL

In Cook County, liens and lis pendens recorded against a property are in the Cook County Clerk, Recordings index, searched by the owner's name and the property. Each mortgage also needs a recorded satisfaction or release to be off the title. A HeritageDeed report does this for one address in Cook County: $49, usually within minutes, with the source of every finding.

Search a Cook County property, $49

Step by step in Cook County

  1. 1

    Identify the parcel

    Find the owner of record and the parcel number in the Cook County Assessor's Office records: liens are indexed against the owner's name and the property.

  2. 2

    Search the recorded liens

    Search the Cook County Clerk, Recordings index under the owner's name and the property for liens, lis pendens and other notices.

  3. 3

    Check every mortgage

    A mortgage with no recorded satisfaction or release is still a lien of record; Illinois gives the lender 30 days after payment of the debt (765 ILCS 905/4).

  4. 4

    Or order the report

    A HeritageDeed report runs these searches for one Cook County address and lists every finding with its source, $49, usually within minutes.

A real Cook County report

We ran this search on the Willis Tower (233 S Wacker Dr, Chicago, IL 60606): 5 deeds, 2 open mortgages, 9 recorded liens. See the Cook County sample report.

What the report checks in Cook County

Questions

How long does a lender have to record a satisfaction or release in Illinois?

30 days after payment of the debt (765 ILCS 905/4). $200 per offense to the aggrieved party.

Is this title insurance?

No. It is a search of the public record for one Cook County property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.

More about Cook County property records

Check the title of a Cook County property

AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.