How to check for liens on a property in Troy, MI
In Troy (Oakland County), liens and lis pendens recorded against a property are in the Oakland County Clerk / Register of Deeds index, searched by the owner's name and the property, and judgments are kept by the court clerk, not the recorder. Each mortgage also needs a recorded satisfaction or release to be off the title. A HeritageDeed report does this for one address in Troy: $49, usually within minutes, with the source of every finding.
Step by step in Troy
- 1
Identify the parcel
Find the owner of record and the parcel number in the Oakland County Property Gateway records: liens are indexed against the owner's name and the property.
- 2
Search the recorded liens
Search the Oakland County Clerk / Register of Deeds index under the owner's name and the property for liens, lis pendens and other notices.
- 3
Check every mortgage
A mortgage with no recorded satisfaction or release is still a lien of record.
- 4
Or order the report
A HeritageDeed report runs these searches for one Troy address and lists every finding with its source, $49, usually within minutes.
What Troy records show
Deeds, mortgages, discharges, land contracts and liens are recorded with the Oakland County Register of Deeds, part of the County Clerk's office.
What the report checks in Troy
- Every deed, mortgage, discharge, assignment, land contract and lien the Register of Deeds indexes to the parcel's PIN
- Federal court records matched to the owner
Not covered here
- Judgments, liens and court cases that are not indexed to the parcel are not searched.
Questions
Are judgments recorded with the Oakland County Clerk / Register of Deeds in Troy?
Judgments, liens and court cases that are not indexed to the parcel are not searched.
What does a HeritageDeed search in Troy not cover?
Judgments, liens and court cases that are not indexed to the parcel are not searched.
Is this title insurance?
No. It is a search of the public record for one Troy property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Troy property records
Check the title of a Troy property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.