How much does a title search cost in Troy, MI
A HeritageDeed title search in Troy (Oakland County) costs $49: the owner of record, deeds, mortgages matched to their releases, liens and tax status from the Oakland County Clerk / Register of Deeds and county records, usually within minutes. Traditional title search firms quote about $100 to $400 for a comparable search.
Step by step in Troy
- 1
Decide what you need
A current owner search (owner, deeds, open loans, liens, tax) answers most buyer and investor questions; a lender closing needs a title insurance commitment instead.
- 2
Search it yourself or order it
The Oakland County Clerk / Register of Deeds index is public; matching every mortgage to its satisfaction or release and checking the courts takes time. A HeritageDeed report does it for $49.
What Troy records show
The Register of Deeds indexes documents to each parcel number (PIN) and cross-references a discharge to the mortgage it discharges.
What the report checks in Troy
- PIN, situs address, assessed and taxable value from Oakland County's parcel records
- Every deed, mortgage, discharge, assignment, land contract and lien the Register of Deeds indexes to the parcel's PIN
- Owner of record from the newest deed into the parcel, followed back through transfers between the same owners
- Mortgages matched to discharges by the Register's cross-references; earlier owners' loans set apart
- Federal court records matched to the owner
Not covered here
- Judgments, liens and court cases that are not indexed to the parcel are not searched.
- Loan amounts are not shown.
- Delinquent property taxes (County Treasurer) are not searched.
Questions
What does a HeritageDeed search in Troy not cover?
Judgments, liens and court cases that are not indexed to the parcel are not searched.
Is this title insurance?
No. It is a search of the public record for one Troy property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Troy property records
Check the title of a Troy property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.