How to find who owns a property in Troy, MI
The Oakland County Property Gateway lists the owner on the tax roll for every parcel in Troy (Oakland County); the last deed recorded with the Oakland County Clerk / Register of Deeds is what makes someone the owner of record. A HeritageDeed report does this for one address in Troy: $49, usually within minutes, with the source of every finding.
Step by step in Troy
- 1
Look up the parcel
Search the Oakland County Property Gateway by address for the parcel number and the owner on the tax roll.
- 2
Confirm with the recorded deed
The tax roll can lag a sale: the last deed recorded with the Oakland County Clerk / Register of Deeds is what makes the new owner the owner of record.
- 3
Note how title is held
The deed names the grantee exactly (an individual, a couple, a trust or a company), which is whose name to search for liens.
- 4
Or order the report
A HeritageDeed report runs these searches for one Troy address and lists every finding with its source, $49, usually within minutes.
What Troy records show
The Register of Deeds indexes documents to each parcel number (PIN) and cross-references a discharge to the mortgage it discharges.
The county's parcel records give the PIN, address and values but not owner names, so the owner of record is read from the recorded deeds.
What the report checks in Troy
- PIN, situs address, assessed and taxable value from Oakland County's parcel records
- Every deed, mortgage, discharge, assignment, land contract and lien the Register of Deeds indexes to the parcel's PIN
- Owner of record from the newest deed into the parcel, followed back through transfers between the same owners
- Mortgages matched to discharges by the Register's cross-references; earlier owners' loans set apart
- Federal court records matched to the owner
Not covered here
- Judgments, liens and court cases that are not indexed to the parcel are not searched.
- The owner of record is read from recorded deeds; a sale recorded after the Register's indexed-through date is not yet shown.
Questions
What does a HeritageDeed search in Troy not cover?
Judgments, liens and court cases that are not indexed to the parcel are not searched.
Is this title insurance?
No. It is a search of the public record for one Troy property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Troy property records
Check the title of a Troy property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.