Deed of trust in Durham County, North Carolina
A deed of trust secures a home loan by conveying title to a trustee, who can sell the property if the borrower defaults. It is the usual loan document in this state and is recorded like a deed. In Durham County, deeds of trust are recorded with the Durham County Register of Deeds, and a HeritageDeed title search lists them for the property.
How Durham County records it
A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.
What it means for a buyer or bidder
A deed of trust stays a lien of record until a release, reconveyance or satisfaction is recorded for it.
Does a title search find it in Durham County?
Yes. The Durham County report covers: The vesting deed, and deeds, deeds of trust, satisfactions, assignments, substitutions of trustee and foreclosure notices recorded with the Register of Deeds.
More about Durham County records
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