Satisfaction or release in Durham County, North Carolina
A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Durham County, satisfactions and releases are recorded with the Durham County Register of Deeds, and a HeritageDeed title search lists them for the property.
How Durham County records it
A North Carolina home loan is secured by a deed of trust. The lender must submit a satisfaction for recording within 30 days after payoff (G.S. 45-36.9), so a loan with no recorded satisfaction is still a lien of record.
What it means for a buyer or bidder
Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.
Does a title search find it in Durham County?
Yes. The Durham County report covers: The vesting deed, and deeds, deeds of trust, satisfactions, assignments, substitutions of trustee and foreclosure notices recorded with the Register of Deeds.
Not covered: Documents are tied to the property by parcel number, street address or lot and subdivision; any tied only by the owner's name are marked. Where a satisfaction cannot be matched exactly to its loan, the report says so.
More about Durham County records
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