Mortgage in Cleveland, Ohio
A mortgage pledges the property as security for a loan. Recorded, it is a lien that comes ahead of later liens and stays on the title until a satisfaction or release is recorded. In Cleveland, mortgages are recorded with the Cuyahoga County Recorder, and a HeritageDeed title search lists them for the property.
How Cleveland records it
In Ohio, deeds and mortgages are recorded with the county Recorder, and a mortgagee must record a release within ninety days after the mortgage is satisfied (R.C. 5301.36).
What it means for a buyer or bidder
A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.
Does a title search find it in Cleveland?
Yes. The Cleveland report covers: Deeds, mortgages, releases and liens recorded with the Cuyahoga County Recorder, searched by the owners' names.
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