Satisfaction or release in Cincinnati, Ohio
A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Cincinnati, satisfactions and releases are recorded with the Hamilton County Recorder, and a HeritageDeed title search lists them for the property.
How Cincinnati records it
Within ninety days after a mortgage is satisfied, the mortgagee must record a release of it with the county recorder (R.C. 5301.36), so a mortgage with no recorded release is still of record.
The Hamilton County Recorder links many documents to the Auditor's parcel number and cross-references a mortgage and the release recorded for it.
What it means for a buyer or bidder
Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.
Does a title search find it in Cincinnati?
Yes. The Cincinnati report covers: Deeds, mortgages, releases and assignments recorded with the Hamilton County Recorder against the parcel; Each mortgage's cross-referenced release.
More about Cincinnati records
- Deed
- Mortgage
- Assignment of mortgage
- Abstract of judgment
- Mechanic's lien
- Check for liens
- Find the owner
- Search deeds
Search a Cincinnati property's records
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