Mortgage in Myrtle Beach, South Carolina

In South Carolina, deeds, mortgages and the satisfactions and releases of them are recorded with the county Register of Deeds. An unrecorded deed or mortgage is not valid against later creditors or purchasers for value without notice; the instrument counts only from the day and hour it is recorded (S.C. Code § 30-7-10).

A South Carolina mortgagee that has been paid in full must enter satisfaction of the mortgage within three months after the mortgagor or another interested person asks in writing by certified mail or another method with proof of delivery (S.C. Code § 29-3-310), so a mortgage with no recorded satisfaction is still of record.

The Horry County Register of Deeds links each mortgage to the satisfaction recorded for it by book and page.

A recorded mortgage with no satisfaction of record is an open lien, even if the loan was paid: it has to be released or paid at a sale.

Yes. The Myrtle Beach report covers: The vesting deed, then deeds, mortgages, satisfactions, assignments and modifications recorded with the Register of Deeds; Each mortgage's cross-referenced satisfaction.

Not covered: Mortgages of earlier owners are not searched under the seller's name, and mortgages older than the purchase or ten years are not shown.