Satisfaction or release in Myrtle Beach, South Carolina
A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Myrtle Beach, satisfactions and releases are recorded with the Horry County Register of Deeds, and a HeritageDeed title search lists them for the property.
How Myrtle Beach records it
In South Carolina, deeds, mortgages and the satisfactions and releases of them are recorded with the county Register of Deeds. An unrecorded deed or mortgage is not valid against later creditors or purchasers for value without notice; the instrument counts only from the day and hour it is recorded (S.C. Code § 30-7-10).
A South Carolina mortgagee that has been paid in full must enter satisfaction of the mortgage within three months after the mortgagor or another interested person asks in writing by certified mail or another method with proof of delivery (S.C. Code § 29-3-310), so a mortgage with no recorded satisfaction is still of record.
The Horry County Register of Deeds links each mortgage to the satisfaction recorded for it by book and page.
What it means for a buyer or bidder
Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.
Does a title search find it in Myrtle Beach?
Yes. The Myrtle Beach report covers: The vesting deed, then deeds, mortgages, satisfactions, assignments and modifications recorded with the Register of Deeds; Each mortgage's cross-referenced satisfaction.
More about Myrtle Beach records
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