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USDA eligibility map: Wyoming

About 99.9% of Wyoming's area is in USDA-eligible rural areas, by HeritageDeed's estimate from USDA Rural Development's published eligibility map, the 2nd highest share among the 50 states, DC and Puerto Rico. 20 of 23 counties have no ineligible area at all. 5 Census places in Wyoming lie mostly inside ineligible areas, including Cheyenne city, Casper city and Laramie city.

99.9%
of the area is USDA eligible (estimate)
89
square miles mapped ineligible
20 of 23
counties with no ineligible area
5
Census places mostly ineligible

Check a Wyoming address

USDA eligible area by county

The share of each county's area that is USDA eligible, and the places (cities, towns and census-designated places) at least half inside ineligible areas. These are estimates; check any single property with the lookup.

USDA eligible share of area and mostly ineligible places by county in Wyoming
countyArea eligibleMostly ineligible places
Albany County99.6%Laramie city
Big Horn County100%None: the whole county is eligible
Campbell County100%None: the whole county is eligible
Carbon County100%None: the whole county is eligible
Converse County100%None: the whole county is eligible
Crook County100%None: the whole county is eligible
Fremont County100%None: the whole county is eligible
Goshen County100%None: the whole county is eligible
Hot Springs County100%None: the whole county is eligible
Johnson County100%None: the whole county is eligible
Laramie County98.5%Cheyenne city, Warren AFB CDP, South Greeley CDP
Lincoln County100%None: the whole county is eligible
Natrona County99.5%Casper city
Niobrara County100%None: the whole county is eligible
Park County100%None: the whole county is eligible
Platte County100%None: the whole county is eligible
Sheridan County100%None: the whole county is eligible
Sublette County100%None: the whole county is eligible
Sweetwater County100%None: the whole county is eligible
Teton County100%None: the whole county is eligible
Uinta County100%None: the whole county is eligible
Washakie County100%None: the whole county is eligible
Weston County100%None: the whole county is eligible

How USDA decides what is rural

The rural-area definition is section 520 of the Housing Act of 1949 (42 U.S.C. 1490): open country and places not part of or associated with an urban area with up to 2,500 people, up to 10,000 if rural in character, or up to 20,000 outside a metropolitan statistical area with a serious lack of mortgage credit for lower and moderate-income families. Areas that lost rural status in the 1990 to 2020 censuses stay rural until 2030 census data arrive if they have 10,000 to 35,000 people and meet the same conditions. Income is a separate test, applied to the household by the lender and USDA.

For other address-level designations in Wyoming, the free census tract lookup shows the income level and QCT and DDA status, and Wyoming has 25 designated Opportunity Zone tracts (Opportunity Zone lookup).

Questions

Is Wyoming eligible for USDA loans?

Much of it is. About 99.9% of the state's area is outside USDA's ineligible areas (89 of about 97,638 square miles are ineligible). 20 counties are entirely eligible. Most people live in the larger towns, which are often ineligible, so check the specific address.

Which Wyoming counties have the least USDA eligible area?

Laramie County (98.5% eligible), Natrona County (99.5% eligible), Albany County (99.6% eligible). The share is of land area, by HeritageDeed's estimate from USDA's map; eligibility is decided for each property.

Which Wyoming towns are not eligible for USDA loans?

Places USDA's map shows as mostly inside an ineligible area include Cheyenne city, Casper city and Laramie city. The county table on this page lists every place that is mostly ineligible. Edges matter: part of a town, or land just outside it, can be on the other side of the line, so check the address.

How do I check a Wyoming address for USDA eligibility?

Enter the street address in the lookup on this page. It locates the address and checks it against USDA's published rural eligibility map. It is a screening: Rural Development makes the final determination on a complete application, and household income is a separate test (USDA's income eligibility tool).

When was the USDA eligibility map for Wyoming last updated?

The ineligible areas on USDA's map for Wyoming carry an effective date of July 25, 2023. USDA updates the map from ineligible-area changes sent in by its state offices. The statute keeps formerly rural areas of 10,000 to 35,000 people rural until data from the 2030 census arrive, if they still meet its conditions.

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Legal references

Areas are computed by HeritageDeed: estimates, not USDA figures. USDA's map is not a final determination; Rural Development decides on a complete application. HeritageDeed is not affiliated with USDA.

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